What is a Fair Cash Offer on House
When homeowners ask about a fair cash offer on a house, the answer usually falls between 70% and 85% of the current market value. This range reflects the trade-off between getting quick cash and the maximum sale price.
You get several benefits with cash offers that traditional sales can't match. No waiting for buyer financing approval. No repair negotiations after inspections. No deals falling through at the last minute. These advantages come with a price adjustment, but many sellers find the certainty worth it.
Why Consider Selling Your House for Cash
There are some clear benefits to selling your house for cash. You skip the uncertainty of buyer financing, avoid lengthy negotiations after inspections, and can close the sale much faster, sometimes in as little as 7-14 days.
While you might get less than the full market value, the speed and predictability of cash sales can be a big plus. Around 28% of homes in the U.S. are now sold for cash, with average closing times far quicker than traditional, financed sales.
How Are Cash Offers Calculated?
Cash buyers start by looking at similar recent sales close to your property, watching local housing trends, referring to property tax assessments, and pulling data from online valuation tools.
A significant piece of the calculation is the condition of your home. If your house needs fixing up, buyers will factor in the cost of repairs, which can range from $15,000 to $50,000 or more for older homes, reducing their offer accordingly.
Key Signs of a Fair Cash Buyer
Look for professionals who:
- Give written, detailed offers with clear explanations.
- Allow yourself time to consider the offer (at least 24-48 hours for big decisions).
- Show positive reviews and are rated by the Better Business Bureau.
- Offer closing dates that fit your schedule.
Sacramento Market Insights
In Sacramento, you'll generally see the following cash offer ranges:
- Premium areas (like Folsom, El Dorado Hills): 78-85% of market value.
- Established neighborhoods (Midtown, Roseville): 75-82%.
- Up-and-coming communities (South Sacramento, Elk Grove): 70-78%.
These percentages go up in spring and summer as the market heats up, and down if the property needs work.
How Much Does Condition Matter?
- Excellent (move-in ready): 80-85% of market value.
- Good (minor updates needed): 75-82%.
- Fair (some repairs needed): 70-77%.
- Poor (needs major work): 65-72%.
Watch Out For Red Flags
- Does anyone pressure you to sign quickly without giving you time to think?
- Requests for upfront fees or payments, you should never pay to sell your house.
- Offers well below 65% of market value without a solid reason.
- Only making verbal offers, not written, and no paperwork.
- Few or bad reviews online.
Legitimate buyers don't charge you fees or commissions; all paperwork should be in writing.
Should You Get Multiple Cash Offers?
Absolutely! Getting two or three cash offers usually nets you 8-12% more than if you only have one. You'll know what's fair; the process takes a few extra days.
Cash vs. Traditional Sales in Sacramento
| Details | Traditional MLS Sale | Typical Cash Offer (75%) |
|---|---|---|
| Sale Price | $300,000 | $225,000 |
| Agent Commissions | -$18,000 (6%) | $0 |
| Closing Costs | -$4,500 | $0 |
| Repairs | -$8,000 | $0 |
| Timeline | 60–90 days | 7–14 days |
| Success Rate | ~78% | ~95% |
If you need maximum value, the traditional way is best, but if speed and ease matter, a cash offer can be right for you.
Fast Closings
Cash deals often close within 7-14 days, and reputable buyers will work with your schedule, even if you need more time.
Why Choose Bridgehaven Homes?
Bridgehaven Homes has been serving the Sacramento area for more than seven years and has purchased over 100 homes in the community. Here is what sets us apart:
- Clear, transparent offers: We explain exactly how we calculate your offer, so you always know what to expect.
- No pressure tactics: You can take as much time as you need to decide. We are here to help you, not rush you.
- Flexible closing dates: We work around your schedule, whether you need to move quickly or want more time.
- No fees or commissions: We offer what you receive at closing, with no deductions.
- Accredited and trusted: We are accredited by the Better Business Bureau and have local ownership. Our reputation is built on accountability.
- AS-IS purchases: You do not need cleaning, repairing, or staging your home. We buy houses exactly as they are.
We know selling a home is a big decision. We prioritize making the process fair, transparent, and low-stress so you feel fully supported and in control.
FAQs
You can expect an offer between 70 and 85 percent of your home's market value. The exact number depends on condition, location, and the local market.
Legitimate cash buyers always give you a written offer with a detailed explanation, have business licenses and insurance, and never pressure you for a quick decision. Check their reviews and Better Business Bureau rating to be sure.
It is wise to get two or three offers. Sellers who do this usually get prices 8 to 12 percent higher than those who accept the first offer they receive.
A trustworthy cash buyer will not charge the seller fees, commissions, or closing costs. What you see in the offer should be your net proceeds.
Most cash sales close within 7 to 14 days, but the professional buyers will also allow you to choose a timeline that works for your needs, even up to 60 days or more.
If you are considering selling your house fast, contact Bridgehaven Homes for a no-obligation evaluation of your Sacramento property. You will get a fair, clearly explained offer and flexible terms designed around your needs.
If you are ready to sell your home, fill out the quick form below or give us a call right now
